Hi there !!! I am thrilled to say that I will be creating an entire series of blog posts and videos to the steps and tricks to buying a home. These will not only be helpful to first time home buyers, but also to my clients who may not have made a home purchase in over 20 years. You can imagine that times and systems have changed drastically. I still remember when we purchased our first home 20 years ago and listings had not yet gone on the “ world wide web” lol

We sat with our realtor and went through the most current book of home listings. We chose 5 to print out and look at and then it was off to the races !!!

So, apologies as I detoured a bit.

So….. drum roll please…..

Step one for buying a home is to get your pre-approval !

This is even more critical in this market when there is so much competition among buyers and still a very low inventory of homes for sale.

If you submit an offer without a pre-approval and another one comes in paired with their pre-approval , the other buyers already have a leg up on you ! You want to have as many things in your favor as possible!

If you’re not sure what lender to call on for this, your realtor should be a great source of referrals for who they would have on the top of their list.

Ideally, try and stay local. We find that by doing this, it avoids so many hiccups and last minute issues with the loan process.

Once you choose a lender , they will likely tell you what documents you will need to bring them so that they can start the pre-approval process.

Now you have the golden key to move to step two !!!!!! Choosing a buyer’s agent ! Look for my next post on this.

Have a wonderful week everyone !

If you have any questions, thoughts, or just want to say hello you can always reach out to me. You can email, text, or call me anytime !

Tanya

“By failing to prepare, you are preparing to fail.”
― Benjamin Franklin.